welcomes Arvind Kathpalia as Advisor to accelerate future growth, headquartered at Singapore and a category creator in the enterprise SaaS with embedded B2B BNPL and insurance space, has onboarded Arvind Kathpalia, as an advisor.

An industry stalwart, with expertise in risk management, Arvind comes with over four decades of global experience across financial services. He was with Kotak Mahindra Bank as Group President and Chief Risk Officer and was responsible for future proofing and navigating it post the global financial crisis. He was also a Director on the Board of Kotak Mahindra Prime, Kotak Mahindra Investments Ltd and Kotak Infrastructure Debt Fund. Prior to this, Arvind was with ANZ Grindlays Bank and later, Standard Chartered Grindlays Bank holding several senior positions across consumer banking, strategic planning, operations, technology and finance. He was ANZ’s Director for International Business Process Reengineering based in Melbourne. Presently, he is a Director on the Board of Multi Commodity Exchange (MCX).

Arvind has led several award winning, technology-backed transformative projects, with his astute understanding of technology and its relevance in business solutions.

Speaking about this, Raghunath Subramanian, Founder & Global CEO, said, “I’m delighted to welcome Arvind Kathpalia as an advisor to He’s highly respected in the industry for his deep understanding of technology and credit risk management. Arvind’s years of experience will lay a strong foundation in establishing the credit risk management framework, ensuring responsible and sustainable credit and delivering the much-needed transformation in the supply chain ecosystem.”

Comenting on this, Arvind Kathpalia said, “It feels great to be a part of a built-to-last company with global ambitions, using cutting-edge technology in the critical supply chain arena. The team at, through its technology platform, is building efficient and resilient supply chains. I look forward to being a part of this exciting growth story and will use my experience and expertise to set up the risk management framework. It will be a satisfying and enriching experience to mentor a young, motivated and talented team!”

About is an AI-powered enterprise SaaS platform with embedded B2B Buy Now Pay Later (BNPL) and insurance, transforming the global B2B supply chain by making business transactions faster and easier. Through its partnerships with financial institutions, enables enterprises, suppliers, distributors and retailers to grow. actyv Go, actyv Score, actyv PayLater, actyv Insure and actyv Invest are the various product categories on the platform. For more information, please visit: